Siemens Financial Services

Affordable funding for ancillary costs associated with the acquisition of Siemens Healthineers equipment.

Siemens Financial Services has expertise in many areas of the healthcare sector, financing vitally important equipment for infrastructure, and making treatment more widely available. Their in-depth knowledge of the healthcare sector and access to global financial markets combine to make them a dependable long-term partner.

Siemens Healthineers | Siemens Financial Services | Hire Purchase

Hire purchase

A flexible way of financing an asset acquisition, in which the customer spreads the cost of purchasing the asset across the agreement period and has an option to own the asset at the end of the term.


  • Spread the cost of purchase over time
  • Ownership at the end of term for a nominal fee
  • Benefit from fixed payments
  • May benefit from flexible deposits

Siemens Healthineers | Siemens Financial Services | Finance Lease

Finance lease

A cost-effective alternative to cash or bank facility. We buy the equipment and retain ownership; the customer has use of the equipment by paying over an agreed period and returns it at the end of the term.


  • No up-front cost
  • Minimal cash flow impact 
  • Potential tax advantages

Siemens Healthineers | Siemens Financial Services | Operating Lease

Operating lease (lease with residual value)

At the start of the lease, the equipment's residual value is forecast, the customer then pays a fixed payment over the contract term for use of the equipment and returns it at the end.


  • Assumption of resale value means lower rentals, making cash flow easier to manage
  • SFS bears residual value risk
  • Flexibility at the end of the lease term
Siemens Healthineers | Siemens Financial Services | Healthcare loans

Healthcare loans

A facility to provide you with the ability to support new investment, when Leasing or Hire Purchase may not be appropriate.


  • Asset ownership by customer
  • No further obligation when the loan is paid off
  • Retains working capital

Developed by Siemens Healthineers with the needs of the NHS in mind, Budget Assist offers a fixed interest rate to help you simplify your budget management. It is simple to arrange and offers an alternative to capital budget allocation, upfront payment or bank funding.

Provided by Siemens Financial Services, Budget Assist can be used to fund diagnostic imaging equipment and the associated equipment needed to support clinical workflow and enhanced productivity (i.e. workstations, enhanced PACS and RIS). Budget Assist can also be used for funding ancillary costs associated with the acquisition of equipment, including enabling and building works.

Whether about to embark on a significant project or simply looking to upgrade medical equipment, Budget Assist offers a financial solution specifically designed to support cash flow management within NHS Trusts.

Contact the healthcare financing team at Siemens Financial Services on 01753 434555 for further information and advice as to the most suitable finance option for you.

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